Student Accident Insurance

For the students' protection, if medical insurance is not currently provided through the parents' employer or individual plans, parents are strongly encouraged to purchase insurance from a private vendor or the student accident insurance available through the school division vendor—K&K Insurance Group.

FCPS has selected the Student Insurance Plan from K&K Insurance Group to make reliable coverage available to parents. If you don't have other insurance, this plan may be a resource to consider. Additionally, even if you have other coverage, this plan can help fill expensive "gaps" caused by deductibles and co-pays. Coverage may be purchased at any time during the school year.


  • Once on the K&K Insurance website, select "K12 Voluntary" under ENROLL NOW and click "GO"
  • Click the bubble for "Current School Year"
  • Click the bubble for "Frederick County Public Schools" and continue
  • Enter your student's information to load available plans
  • Choose your plan and "Add Student"
  • You will be shown Plan and Total Premium information; click continue
  • Read the policy information and continue
  • Complete enrollment information for Parent/Guardian
  • Read Disclosures; click "I have agreed to the above terms" and complete remaining information (Name of Person Completing Form) and continue
  • Read Coverage & Premiums Application Summary
  • Continue to Payment
  • Register (to acquire login name and password)
  • Proceed to payment options